Homeowners insurance provides you financial protection in the event of a loss for your home. A standard policy insures the home itself and contents. This means that it covers both damage to your property and your liability (or legal responsibility) for any injuries or property damage you or members of your family cause to other people. This also includes damage caused by your pets.
Disasters are covered, but there are exceptions:
- Poor maintenance
There are separate policies required for Flood and Earthquake coverage. To ensure you have the right coverage for your home, contact your insurance agent today!