Business Owners Policy

businessmeeting_420x315Business Owners policies often referred to BOP, are purchased by small to mid sized businesses.  These type of policies offer protection from all major property and liability risks in one package. These package policies are created for businesses that face similar degrees of risk. Larger companies will mostly likely purchase a commercial package policy where they customize their policies to meet the special risks.

BOPs include:

  • Property insurance for buildings and contents owned by the company
  • Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
  • Liability protection, which covers your company’s legal responsibility for the harm it may cause to others

So that you make sure you have the right coverage for the right business, please contact your insurance agent today!